Camden National Valuation
| CAC Stock | USD 49.79 0.77 1.52% |
At this time, the firm appears to be undervalued. Camden National shows a prevailing Real Value of $53.54 per share. The current price of the firm is $49.79. Our model approximates the value of Camden National from analyzing the firm fundamentals such as Return On Equity of 0.11, current valuation of 1.39 B, and Profit Margin of 0.28 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Camden National's valuation include:
Undervalued
Today
Please note that Camden National's price fluctuation is very steady at this time. Calculation of the real value of Camden National is based on 3 months time horizon. Increasing Camden National's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Camden National is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Camden Stock. However, Camden National's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 49.79 | Real 53.54 | Target 51.33 | Hype 49.69 |
The real value of Camden Stock, also known as its intrinsic value, is the underlying worth of Camden National Company, which is reflected in its stock price. It is based on Camden National's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Camden National's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Camden National helps investors to forecast how Camden stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Camden National more accurately as focusing exclusively on Camden National's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Camden National's intrinsic value based on its ongoing forecasts of Camden National's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Camden National's closest peers. If more than one evaluation category is relevant for Camden National we suggest using both methods to arrive at a better estimate.
Camden National Cash |
|
Camden Revenue by Product
Camden National Total Value Analysis
Camden National is currently forecasted to have company total value of 1.39 B with market capitalization of 855.69 M, debt of 581.78 M, and cash on hands of 112.26 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Camden National fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.39 B | 855.69 M | 581.78 M | 112.26 M |
Camden National Investor Information
About 74.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.22. Some equities with similar Price to Book (P/B) outperform the market in the long run. Camden National last dividend was issued on the 15th of January 2026. The entity had 3:2 split on the 3rd of October 2016. Camden National is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.24 | 0.2222 |
|
| |||||
| Total Cash From Operating Activities | 39.4 M | 70.1 M |
|
| |||||
| Operating Income | 45.3 M | 81.6 M |
|
|
Camden National Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Camden National has an asset utilization ratio of 5.27 percent. This indicates that the Company is making $0.0527 for each dollar of assets. An increasing asset utilization means that Camden National is more efficient with each dollar of assets it utilizes for everyday operations.Camden National Profitability Analysis
Taking into consideration Camden National's profitability measurements, Camden National is yielding more profit at this time then in previous quarter. It has a moderate probability of reporting better profitability numbers in March. Profitability indicators assess Camden National's ability to earn profits and add value for shareholders.Net Income | First Reported 1996-06-30 | Previous Quarter 21.2 M | Current Value 22.6 M | Quarterly Volatility 5.1 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.55 | 0.6278 |
|
| |||||
| Net Profit Margin | 0.17 | 0.1774 |
|
| |||||
| Operating Profit Margin | 0.24 | 0.2222 |
|
| |||||
| Pretax Profit Margin | 0.24 | 0.2141 |
|
| |||||
| Return On Assets | 0.0124 | 0.0093 |
|
| |||||
| Return On Equity | 0.13 | 0.0935 |
|
|
For Camden National profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Camden National to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Camden National utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Camden National's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Camden National over time as well as its relative position and ranking within its peers.
Camden National Earnings per Share Projection vs Actual
The next projected EPS of Camden National is estimated to be 1.24 with future projections ranging from a low of 1.18 to a high of 1.29. Camden National's most recent 12-month trailing earnings per share (EPS TTM) is at 3.84. Please be aware that the consensus of earnings estimates for Camden National is based on EPS before non-recurring items and includes expenses related to employee stock options.Camden National Earnings Estimation Breakdown
The calculation of Camden National's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Camden National is estimated to be 1.24 with the future projection ranging from a low of 1.18 to a high of 1.29. Please be aware that this consensus of annual earnings estimates for Camden National is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.18 Lowest | Expected EPS | 1.29 Highest |
Camden National Earnings Projection Consensus
Suppose the current estimates of Camden National's value are higher than the current market price of the Camden National stock. In this case, investors may conclude that Camden National is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Camden National's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 3 | 90.84% | 1.33 | 1.24 | 3.84 |
Camden National Ownership Allocation
Camden National holds a total of 16.92 Million outstanding shares. The majority of Camden National outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Camden National to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Camden National. Please pay attention to any change in the institutional holdings of Camden National as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Camden National Profitability Analysis
The company reported the last year's revenue of 367.34 M. Total Income to common stockholders was 53 M with profit before taxes, overhead, and interest of 233.49 M.Camden National Past Distributions to stockholders
| 30th of January 2026 | ||
| 31st of October 2025 | ||
| 31st of July 2025 | ||
| 30th of April 2025 | ||
| 31st of January 2025 | ||
| 31st of October 2024 | ||
| 31st of July 2024 | ||
| 30th of April 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Camden National's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Camden National and how it compares across the competition.
About Camden National Valuation
The stock valuation mechanism determines Camden National's current worth on a weekly basis. Our valuation model uses a comparative analysis of Camden National. We calculate exposure to Camden National's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Camden National's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 230.6 M | 242.2 M | |
| Pretax Profit Margin | 0.21 | 0.24 | |
| Operating Profit Margin | 0.22 | 0.24 | |
| Net Profit Margin | 0.18 | 0.17 | |
| Gross Profit Margin | 0.63 | 0.55 |
Camden National Quarterly Retained Earnings |
|
A single share of Camden National represents a small ownership stake in the entity. As a stockholder of Camden, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Camden National Dividends Analysis For Valuation
At present, Camden National's Dividend Paid And Capex Coverage Ratio is projected to slightly decrease based on the last few years of reporting. . At present, Camden National's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 28.2 M | 29.7 M | |
| Dividend Yield | 0.04 | 0.02 | |
| Dividend Payout Ratio | 0.43 | 0.30 | |
| Dividend Paid And Capex Coverage Ratio | 1.82 | 2.08 |
There are various types of dividends Camden National can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Camden shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Camden National directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Camden pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Camden National by the value of the dividends paid out.
Camden National Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 17 M | |
| Quarterly Earnings Growth Y O Y | 0.335 | |
| Forward Price Earnings | 10.2459 |
Camden National Current Valuation Indicators
Valuation refers to the process of determining the present value of Camden National and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Camden we look at many different elements of the entity such as Camden's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Camden National, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Camden National's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Camden National's worth.Complementary Tools for Camden Stock analysis
When running Camden National's price analysis, check to measure Camden National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Camden National is operating at the current time. Most of Camden National's value examination focuses on studying past and present price action to predict the probability of Camden National's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Camden National's price. Additionally, you may evaluate how the addition of Camden National to your portfolios can decrease your overall portfolio volatility.
| Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments | |
| Commodity Directory Find actively traded commodities issued by global exchanges | |
| Portfolio Analyzer Portfolio analysis module that provides access to portfolio diagnostics and optimization engine | |
| Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated | |
| Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios | |
| Stock Screener Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook. | |
| Idea Breakdown Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes | |
| Portfolio Center All portfolio management and optimization tools to improve performance of your portfolios | |
| Portfolio Dashboard Portfolio dashboard that provides centralized access to all your investments |